Terms & Conditions

Welcome to 92kr (hereinafter referred to as "the Website", "we", "us" or "our"), accessible at https://92kr.cam. 92kr is an independent, English-language informational platform providing educational and entertainment content related to online betting, sports wagering, live casino games and responsible gambling practices. The Website is operated primarily for the benefit of users based in Pakistan, providing content written in natural professional English.

These Terms & Conditions ("Terms") constitute a legally binding agreement between you ("User", "you" or "your") and 92kr governing your access to and use of all content, features and services available on the Website. By accessing, browsing or otherwise using any part of the Website, you acknowledge that you have read, understood and agree to be bound by these Terms in their entirety.

If you do not agree with any part of these Terms, you must discontinue use of the Website immediately.

In these Terms, the following definitions apply unless the context requires otherwise:

• "Website" means the 92kr website accessible at https://92kr.cam and all sub-pages, content and materials published thereon.
• "Content" means all text, articles, guides, reviews, graphics, images, data, tables and any other material published on the Website.
• "User" / "You" means any individual who accesses or uses the Website for any purpose.
• "Operator" means any third-party online gambling or sports betting platform that may be referenced, reviewed or described on the Website. 92kr is not an Operator.
• "Services" means the informational, educational and entertainment content and guidance published by 92kr on the Website.
• "Intellectual Property" means all copyrights, trademarks, service marks, trade names, database rights, design rights and any other proprietary rights in the Website and its Content.
• "Pakistan" means the Islamic Republic of Pakistan, including all provinces and territories.
• "PKR" means Pakistani Rupees, the official currency of Pakistan.
• "Applicable Law" means all applicable laws, regulations, statutes, rules and guidelines of the jurisdiction in which the User resides or operates, including but not limited to the Prevention of Gambling Act, 1977 (Pakistan).

By accessing any page of the Website, you confirm that:

• You have read and understood these Terms in full;
• You are at least 18 years of age, or the higher minimum age required by the operator or licence jurisdiction applicable to you;
• You are accessing the Website from a jurisdiction where doing so is lawful;
• You agree to be bound by these Terms and any additional policies referenced herein, including the Privacy Policy.

Access to the Website and its Content is restricted to adults aged 18 years or older. If the operator or licence jurisdiction applicable to a linked third-party platform requires a higher minimum age, that higher standard applies to Users interacting with such platforms.

92kr does not knowingly publish content directed at, or permit access by, minors. If you become aware that a minor is using this Website, please contact us immediately at the address provided in Clause 17.

Users are solely responsible for confirming that their access to and use of this Website does not violate any law applicable in their country or region of residence. 92kr makes no representation that the Website or its Content is appropriate for access in all jurisdictions.

92kr operates exclusively as an informational and educational platform. The Website does not:

• Operate, manage or administer any online casino, sportsbook or gambling platform;
• Accept bets, wagers or stakes of any kind;
• Hold, process or transmit player funds;
• Issue gambling licences or claim regulatory approval from any Pakistani authority, including but not limited to the Government of Pakistan, the Pakistan Telecommunication Authority (PTA) or the State Bank of Pakistan;
• Guarantee profits, winning outcomes or specific returns from gambling activity.

All Content published on the Website — including bonus comparisons, withdrawal guides, payment method descriptions and odds explanations — is provided for educational and entertainment purposes only. Illustrative monetary figures (e.g., "up to PKR 25,000") are presented as contextual examples and do not constitute guaranteed live promotions, confirmed offers or financial advice.

References to payment methods such as Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank and Bank Alfalah are for contextual illustration only. 92kr does not claim that any of these providers endorse, support or facilitate gambling transactions. Users must verify availability and terms directly with both the payment provider and the relevant operator.

All Intellectual Property rights in the Website and its Content — including but not limited to text, editorial guides, ratings frameworks, graphics, logos, layout and design — are owned by or licensed to 92kr. All rights are reserved.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and view the Content for your own personal, non-commercial use only. This licence does not permit you to:

• Reproduce, copy, distribute, republish or publicly display any Content in whole or in part without prior written consent;
• Modify, adapt, translate or create derivative works from any Content;
• Use Content for any commercial purpose, including but not limited to use in advertising, marketing or as the basis for a competing product;
• Remove or alter any copyright, trademark or proprietary notices on any Content.

Any unauthorised use of the Website's Content may constitute a breach of applicable copyright, trademark and other laws and may expose you to civil and/or criminal liability.

You may use the Website only for lawful purposes and in accordance with these Terms. Specifically, you may:

• Browse and read any Content published on the Website for personal, non-commercial use;
• Share links to pages of the Website on social media or in personal communications, provided such sharing does not misrepresent the nature or origin of the Content;
• Print or download extracts of Content for personal reference only, provided you do not use such extracts for any commercial purpose;
• Contact 92kr via the contact details in Clause 17 for legitimate enquiries.

You must not use the Website in any manner that:

• Violates any Applicable Law or regulation, including the Prevention of Gambling Act, 1977;
• Is fraudulent, deceptive or misleading;
• Involves the transmission of unsolicited bulk communications (spam);
• Introduces viruses, malware, spyware or any other harmful software;
• Attempts to gain unauthorised access to any part of the Website, its servers or associated systems;
• Scrapes, crawls or harvests any Content or data from the Website in an automated fashion without express written permission;
• Interferes with or disrupts the normal operation of the Website or the servers on which it is hosted;
• Reproduces or distributes Content in a manner that competes with or undermines the commercial interests of 92kr;
• Impersonates 92kr, its team or any other person or entity.

92kr reserves the right to restrict, suspend or terminate access to the Website for any User found to be in breach of these prohibitions, without notice and without liability.

The Website may contain descriptions, reviews or references to third-party online gambling and sports betting operators. These references are provided for informational purposes only. 92kr does not endorse, recommend or guarantee the services, safety, legality or reliability of any third-party operator.

If you choose to register with, deposit funds with or use the services of any operator referenced on the Website, you do so entirely at your own risk. Your relationship with that operator is governed solely by the operator's own terms and conditions and applicable law. 92kr accepts no responsibility or liability for:

• Any losses, damages or disputes arising from your use of a third-party operator's platform;
• The accuracy, completeness or currency of any operator's published terms, odds, bonus conditions or payment terms;
• The licensing status, regulatory standing or conduct of any third-party operator;
• Any failure by a payment method (including Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank, Bank Alfalah or any other) to process a transaction related to gambling activity.

The Website and its Content are provided on an "as is" and "as available" basis without any warranty of any kind, express or implied. To the fullest extent permitted by Applicable Law, 92kr disclaims all warranties including but not limited to:

• Merchantability and fitness for a particular purpose;
• Accuracy, completeness, timeliness or reliability of any Content;
• Uninterrupted, error-free or secure access to the Website;
• The absence of viruses or other harmful components.

To the maximum extent permitted by law, 92kr shall not be liable for any direct, indirect, incidental, consequential, special or punitive damages arising from:

• Your use of or inability to access the Website;
• Any reliance on Content published on the Website;
• Any gambling losses incurred as a result of acting on information presented on the Website;
• Any technical failure, data loss or service interruption.

Nothing in these Terms limits or excludes liability for fraud, fraudulent misrepresentation or any other matter where liability cannot lawfully be excluded.

Gambling is an activity that carries inherent financial risk. Money wagered may be lost. Past outcomes do not predict future results. Nothing published on 92kr constitutes financial advice, trading advice or a guarantee of any gambling outcome.

The legal status of online gambling in Pakistan is complex. The Prevention of Gambling Act, 1977 governs gambling activity in Pakistan. Online gambling occupies an evolving regulatory space, and the position may vary depending on the specific nature of the activity, the operator's jurisdiction and applicable provincial law. 92kr does not provide legal advice. Users must independently seek appropriate legal counsel regarding the legality of online gambling in their specific jurisdiction before participating in any gambling activity.

92kr does not represent, warrant or imply that online gambling is lawful in Pakistan, that any operator is licensed by a Pakistani authority, or that using Pakistani payment methods for gambling purposes complies with any provider's terms of service.

92kr is committed to promoting responsible gambling practices. We encourage all users to:

• Only wager amounts they can genuinely afford to lose;
• Set and adhere to personal deposit limits, loss limits and session time controls where available on operator platforms;
• Make use of self-exclusion tools if gambling is causing distress or financial harm;
• Never chase losses or gamble while emotionally distressed, under the influence of substances or in financial difficulty;
• Seek support from qualified resources if gambling becomes problematic.

This Website is strictly for adults aged 18 or older — or the higher minimum required by the operator or licence jurisdiction. Age verification is the responsibility of the user and any operator they engage with. For further responsible gambling guidance, please visit our dedicated Responsible Gambling page.

Your privacy is important to us. The collection, use and protection of personal data in connection with your use of the Website is governed by our Privacy Policy, which is incorporated into these Terms by reference.

By using the Website, you consent to the collection and use of your data as described in the Privacy Policy. You are encouraged to read the Privacy Policy carefully before submitting any personal information through the Website.

92kr reserves the right to revise, amend or replace these Terms at any time at its sole discretion. When material changes are made, the "Last Updated" date at the top of this page will be revised accordingly.

Your continued use of the Website after the publication of revised Terms constitutes your acceptance of the updated Terms. If you do not accept any revised Terms, you must cease using the Website immediately.

We recommend checking this page periodically to ensure you remain aware of the current Terms governing your use of the Website.

These Terms and any disputes arising from or in connection with them shall be governed by and construed in accordance with the laws applicable to the operation of the Website. Users based in Pakistan acknowledge that local law, including the Prevention of Gambling Act, 1977, may impose additional obligations and restrictions on their activities.

Nothing in this clause limits the right of 92kr to seek injunctive or other equitable relief in any jurisdiction in respect of any breach or threatened breach of these Terms.

If any provision of these Terms is found by a court of competent jurisdiction to be invalid, unlawful or unenforceable in whole or in part, that provision shall be deemed modified to the minimum extent necessary to make it valid and enforceable, or severed from these Terms if modification is not possible. The remaining provisions of these Terms shall continue in full force and effect.

The failure of 92kr to exercise or enforce any right or provision of these Terms shall not constitute a waiver of that right or provision unless acknowledged and agreed to by 92kr in writing.

If you have any questions, concerns or requests relating to these Terms & Conditions, please contact us using the details below. We aim to respond to all legitimate enquiries within a reasonable timeframe.

Website: https://92kr.cam
Email: [email protected]